Travel Protection

Travel Insurance: Protecting Your Investment and Your Peace of Mind

Travel insurance is one of the most important decisions you can make when planning a trip. While no one expects the unexpected, unforeseen events can occur before or during travel, and travel insurance helps protect both your financial investment and your well-being. For this reason, we strongly recommend travel insurance for every trip, regardless of destination, length, or cost.

We work with several trusted third-party travel insurance providers to offer a variety of coverage options designed to meet different travel needs, budgets, and situations. Coverage and benefits vary by plan, allowing you to select the level of protection that best aligns with your trip.

What Travel Insurance May Cover

Depending on the policy selected, travel insurance may provide coverage for:

Trip cancellation or interruption due to illness, injury, or unforeseen emergencies

Emergency medical care while traveling outside your home country

Emergency medical evacuation or repatriation

Travel delays, missed connections, or lost travel days

Lost, delayed, or damaged baggage

Accidental death and dismemberment

“Cancel for Any Reason” coverage (when purchased within required timeframes)

Real-Life Situations Where Travel Insurance Makes a Difference

To better understand the value of travel insurance, here are real-world examples of situations travelers have experienced:

Medical Emergency Abroad
A traveler became seriously ill while on a cruise and required emergency medical treatment onboard, followed by hospitalization at the next port. The hospital required payment before treatment could continue. Travel insurance covered the medical expenses and assisted with arrangements, preventing significant out-of-pocket costs.

Emergency Medical Evacuation
A traveler on an international tour suffered a medical emergency in a remote location and needed to be airlifted to a hospital capable of providing proper care. Medical evacuation costs can easily exceed tens of thousands of dollars. Travel insurance covered the evacuation and coordinated care.

Trip Cancellation Due to Illness
A traveler had to cancel a prepaid international trip shortly before departure due to a sudden illness. Without travel insurance, the trip cost would have been lost. With coverage in place, the traveler was reimbursed for eligible non-refundable expenses.

Trip Interruption
While traveling abroad, a family had to return home early due to a medical emergency involving an immediate family member. Travel insurance reimbursed unused portions of the trip and covered the cost of changing flights.

Travel Delays and Missed Connections
Weather-related delays caused missed connections and an overnight stay. Travel insurance reimbursed hotel accommodations, meals, and additional transportation expenses.

Our Recommendation

While travel insurance is optional, we strongly recommend it for all travelers. Medical costs, evacuations, and trip disruptions can be extremely expensive, especially outside the United States, and many health insurance plans offer limited or no coverage abroad.

Travel insurance provides peace of mind, financial protection, and support when you need it most—allowing you to focus on enjoying your journey, knowing you are prepared for the unexpected.

We are happy to guide you through available travel insurance options and help you select a plan that best fits your trip.